Andrej Djakovic is an extremely intelligent individual, having worked for many of the major banks in Australia, including Commonwealth, Bendigo & now the ANZ. Andrej began his adult life studying and completing a degree in human physiology but his true path lay in applied finance. Beyond being a banker, he is a mentor, leader and role model. He excels in building strong relationships, he has an intimacy with the cash-flow of business, for example he is responsible for the turnover of over $20m at ANZ w’ local businesses and has the rare ability to inspire others to bring out their best performance. I am excited to introduce Andrej Djakovic.